http://www.studentcardinfo.com/student-card/prepaid-student-credit-card.html Prepaid student credit card benefits are numerous. Most advantageous is that there is no way you can give yourself a bad credit rating with the prepaid student credit card because you're not using anyone else's money but your own! en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 Stress-free spending Prepaid student credit cards are great for those who don't want to borrow any money. Personally, I prefer this method. I don't want to spend what I don't have. I'm a student that has a lot of expenses, but none that can't wait for my next paycheck. Once I have the funds in my account, then I'll make my next purchase. If you don't really like the idea of monthly statements, but just want the use the card essentially as cash, I'd recommend getting a prepaid student credit card. This also may be a good idea if you tend to forget things like payments, or just aren't quite ready for the responsibility of using someone else's money. While a student credit card generally comes with safeguards for young consumers such as low interest rates and lower credit lines, none are foolproof. Except of course, the prepaid student credit card. It draws from either you or your parents bank account, just like you're taking cash out . You only spend what you have, and therefore cannot give yourself bad credit. Bad credit is possible to develop when using a regular student card, because the potential for missing payments exists. But with the prepaid card, you have no bills to pay. The great prepaid student credit card Many banks allow you to use your prepaid student credit card as an ATM card. Being able to get cash out in the millions of ATM machines both at home and abroad is another incredibly beneficial aspect of the prepaid student credit card. You just can't beat this card, it's the best student credit card available! Apply for a low interest student credit card or one of many student debit cards online today and take that first adult step to financial freedom. Enjoy the benefits of spending and earning great rewards. Get online today. Ready for the greatest thrill of your life? Embrace the prepaid student card and watch unlimited financial freedoms unfold. Sat, 26 Jul 2008 15:00:00 EDT